Any South African citizen or permanent resident aged 18 or over with a valid ID, verifiable income, and an active South African bank account may apply. All applications are subject to our responsible credit assessment.

You can borrow from as little as R100 up to a maximum of R8,000. The amount approved depends on your affordability assessment in line with the National Credit Act.

Loan terms range from 1 day to a maximum of 30 days. You choose the term that suits your situation and it is confirmed in your loan agreement.

All interest rates and fees are charged within the maximum limits prescribed by the National Credit Act. We will provide you with a full pre-agreement disclosure showing exact costs before you sign anything.

We aim for fast processing. Once your application is approved and your agreement is signed, funds are disbursed promptly. Timelines may depend on your bank's processing times.

You will need:

• a valid South African ID document.
• Most recent payslip or 3 months' bank statements.
• Active South African bank account details.

Yes! Early repayment is welcome and there is no penalty for settling your loan before the agreed due date. You will only pay interest for the days the loan was outstanding.

If you are struggling to repay, please contact us as soon as possible before your due date. We will work with you to find a solution. Late payment may attract additional charges as permitted under the NCA.

Yes. We operate in full compliance with the National Credit Act (NCA) and all applicable South African regulations. We conduct responsible credit assessments to ensure lending is fair and sustainable for every client.

Your personal information is processed in accordance with the Protection of Personal Information Act (POPIA). We never sell your data to third parties. Please see our Privacy Policy for full details.

You can apply by contacting us via WhatsApp or phone at 27 (0)82 935 1472, using the Apply Now button on this website, or sending us a message through our Contact page.